Find the right appraisal for your situation
Residential appraisals are written for a specific purpose. Pick the situation that matches yours and we'll walk you through report type, effective date, documents, cost framing, and the questions to ask — then route your request to qualified providers serving your area.
Appraisal use cases
An independent valuation of the matrimonial home for separation, mediation, arbitration, or family court — prepared by a designated residential appraiser with court-ready reporting standards.
A date-of-death or current-value residential appraisal used to support estate settlement, probate applications, and equitable distribution among beneficiaries.
A retrospective or current-value appraisal supporting CRA capital gains calculations — including change-of-use, deemed disposition, gifts, inherited property, and rental-to-principal-residence conversions.
An appraisal ordered to support a lender's underwriting decision on a purchase, refinance, HELOC, or equity take-out. Often ordered through a lender panel, but private and broker-side appraisals are common.
Appraisals for private, B-lender, and MIC mortgage transactions — typically with tighter turnaround and broader property mix than bank deals.
Independent valuation evidence to support a property tax assessment appeal — including MPAC (Ontario), BC Assessment, and provincial assessment review processes.
An independent opinion of value before listing your home — useful for FSBO sellers, estate sales, and owners who want a third-party check on a realtor's CMA.
Independent valuations used in foreclosure, power of sale, and judicial sale proceedings — for lenders, borrowers, and the court.
A residential appraisal that supports a Licensed Insolvency Trustee's calculation of available home equity during a bankruptcy or consumer proposal.
Independent home valuations for immigration applications, net-worth statements, citizenship by investment programs, and visa support documentation.
Multiple independent appraisals are often required for corporate relocation programs and employee home buyouts. We help relocating families and HR teams find qualified local appraisers fast.
Court-ready narrative appraisals and expert-witness testimony for residential property litigation — including partition and sale, builder disputes, defective workmanship, and breach of contract.
Replacement-cost and insurable-value reports used to set the right insurance coverage on residential properties — particularly important for custom, heritage, log, and high-end homes.
Independent valuations supporting in-kind transfers to a trust, family rollovers, section 85 rollovers, and corporate property transfers — at a defensible fair market value.