How a Home Appraisal Works in Surrey
Step by step: what happens between ordering an appraisal in Surrey and receiving the final report.
A Surrey residential appraisal follows the same core sequ…
A Surrey residential appraisal follows the same core sequence as elsewhere in Canada — order and scope, site inspection, comparable research, reconciliation, and report delivery — but the local comparable pool and municipal data shape each step.
Ordering
Ordering: the appraiser confirms intended use (mortgage, refinance, divorce, estate, capital gains, private sale, insurance), effective date, and report format. Retrospective effective dates are common in estate and CRA work.
Site inspection in Surrey
Site inspection in Surrey: measurement of gross living area, photographs, review of finishes, mechanical vintage, condition, and any features that affect market appeal. The appraiser is not a home inspector — systems are noted at a high level only.
Comparable research
Comparable research: the appraiser draws from local MLS sales, land title records, and BC Assessment data. Comparable depth is strong March–November; a mid-winter effective date may require a 90-day bracket in outlier submarkets.
Reconciliation and delivery
Reconciliation and delivery: the appraiser reconciles a supported value conclusion and delivers a report in the agreed format. Standard turnaround in Surrey is 3–7 business days; Rush options available; narrative reports (divorce, estate) usually 5–10 business days.
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