How a Home Appraisal Works in London
Step by step: what happens between ordering an appraisal in London and receiving the final report.
A London residential appraisal follows the same core sequ…
A London residential appraisal follows the same core sequence as elsewhere in Canada — order and scope, site inspection, comparable research, reconciliation, and report delivery — but the local comparable pool and municipal data shape each step.
Ordering
Ordering: the appraiser confirms intended use (mortgage, refinance, divorce, estate, capital gains, private sale, insurance), effective date, and report format. Retrospective effective dates are common in estate and CRA work.
Site inspection in London
Site inspection in London: measurement of gross living area, photographs, review of finishes, mechanical vintage, condition, and any features that affect market appeal. The appraiser is not a home inspector — systems are noted at a high level only.
Comparable research
Comparable research: the appraiser draws from local MLS sales, land title records, and MPAC (Municipal Property Assessment Corporation) data. Balanced seasonality but individual submarkets can thin out — appraisers time-adjust across a 90-day window off-peak.
Reconciliation and delivery
Reconciliation and delivery: the appraiser reconciles a supported value conclusion and delivers a report in the agreed format. Standard turnaround in London is 4–8 business days; Rush turnaround usually possible for urgent lender or legal deadlines.
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